The Aspen Institute Financial Security Program convened its first Leadership Forum on Inclusive Finance in February 2025, where we gathered 60+ experts in fintech, banking, investing, regulation, and philanthropy who are shaping the future of the U.S. financial system. Together, these cross-sector leaders unpacked the driving question: What are the forces of change that will determine whether we can build a more inclusive system, and how should we be working to shape these forces today?
Key Takeaways
The Forum’s discussions surfaced opportunities and threats across five key forces of change shaping the U.S. financial system:
- Accessibility of personal financial data via open finance
- Innovations in AI
- Increase in severity and frequency of financial shocks
- The role of consumer trust in an evolving financial services landscape
- Expansion of crypto, blockchain, and decentralized finance (or “DeFi”) into the mainstream
Participants also elevated two key priorities that can help build a better financial system: use technology to improve product quality and benefits, and strengthen our financial ecosystem for growing challenges.
Learn more about the Forum’s conversations, insights, and bold ideas in the full report, Five Forces of Change Shaping the Next Decade of Inclusive Finance.
For the full event agenda and speaker list, check out the briefing book.
Learn more about how Aspen FSP approaches its financial systems-level work through fraud and scams protection, financial inclusion, and market innovation.
We are grateful to the following organizations for their sponsorship of the 2025 Aspen Leadership Forum on Inclusive Finance: Edward Jones, JPMorganChase, H&R Block, US Bank, TransUnion, Wells Fargo, Walmart, and Block.
