Ray Boshara headshot

Ray Boshara

Senior Policy Advisor, Early Wealth Building, Financial Security Program

Ray Boshara is a Senior Policy Advisor at both the Aspen Institute Financial Security Program and WashU’s Center for Social Development. From November 2022 until June 2024, Ray served as a Legislative Fellow with U.S. Senator Bob Casey, where he developed Senator Casey’s 401Kids proposal, which would automatically establish lifelong, progressively funded investment accounts at birth for all children. With Ray’s expertise in early wealth building policy, Ray advised Congress and the Administration on Trump Accounts, signed into law in July of 2025.

Previously, Ray served over 11 years at the Federal Reserve Bank of St. Louis, where he founded a research center on household balance sheets and wealth inequality. Before moving to St. Louis in 2009, Ray was Vice President of New America, a DC-based think tank.

In the fall of 2021, Ray published The Future of Building Wealth in partnership with the Aspen Institute and previously published The Next Progressive Era with Phillip Longman. He has written for the Washington Post, The New York Times, and Atlantic Monthly, and has appeared on CBS Sunday Morning, NPR, Bloomberg, and CNN, among others. He has advised presidential candidates and every Administration since George W. Bush’s and has testified before the U.S. House and Senate several times. Raised in Akron, Ohio, Ray is a first-generation graduate of The Ohio State University.

Authored by Ray:

Ray Boshara sits at a table with other event attendees
Blog Posts

Start Where You Want to End Up: Lessons on Early Wealth Building Policy with Ray Boshara

Aspen FSP’s Senior Policy Advisor Ray Boshara shares about his work to create a universal early wealth building policy in the U.S.

September 5, 2025

Blog Posts

Trump Accounts Are Here–Now Let’s Make Them Work for the Kids Who Need Them Most

Trump Accounts were signed into law. Now, private and public sector need to work together to make sure these early wealth building accounts help low-income families.

July 18, 2025

Karen Biddle Andres and Jason Ewas present at a forum.
Blog Posts

Lessons from Expert Roundtables on Designing an Effective Early Wealth Building Policy

Aspen FSP recently convened a series of roundtables on early wealth building policy. Here’s what we’ve learned.

June 9, 2025