Financial Security for Rising Generations

Young adulthood is a critical time in a person’s life. We identify the supports and solutions that set up rising generations for a life of financial security.

Young adulthood is a formative period both personally and financially. When young people have financial stability, affordable and effective educational and career onramps, and developmentally appropriate support and guidance, they have the foundation for lifelong financial security. But today,  at least half of young people in the United States do not have secure access to these resources and opportunities, which has long-term costs and consequences for them, their families and communities, and the prosperity and well-being of our country.

Across our priority areas, Aspen FSP works to build systems that help rising generations financially thrive. Our efforts include improving benefits delivery, identifying new models for college affordability, and scaling early wealth building accounts.

What We Do

Through our research and multi-sector partnerships, we are exploring solutions that can help young adults build financial stability and grow wealth over time.

Understanding What Young Adults Need for Financial Success

Learn what financial security means for young adults and what allows them to experience it now and in later adulthood.

Improving Financial Stability for Young Adults

Read our report to understand the challenges young adults face as they navigate the U.S. public benefits system.

Advancing Wealth-Building Career Pathways

Young adults need access to affordable and effective postsecondary educational and training opportunities, as well as labor market on-ramps that will lead to wealth-building careers in adulthood.

Boosting Momentum for Universal Early Wealth Building

Learn about our work to support universal access to early wealth building accounts.

Helping Young Adults Thrive

Latest Posts

Get the latest on our young adult financial security work.

Ray Boshara sits at a table with other event attendees
Blog Posts

Start Where You Want to End Up: Lessons on Early Wealth Building Policy with Ray Boshara

Aspen FSP’s Senior Policy Advisor Ray Boshara shares about his work to create a universal early wealth building policy in the U.S.

September 5, 2025

Blog Posts

The $500 Difference: How Maine’s My Alfond Grant Program Implemented Universal Early Wealth Building

Maine’s My Alfond Grant program is a successful template for universal early wealth building. Here’s how it can translate to Trump Accounts.

August 26, 2025

A person writing notes on a piece of paper
Blog Posts
Blog Posts

America’s Babies Are Now Retirement Investors—Now What?

Trump Accounts could offer an 18-year head start on saving for retirement. How do we ensure that they work for everyone?

July 28, 2025

Blog Posts

Trump Accounts Are Here–Now Let’s Make Them Work for the Kids Who Need Them Most

Trump Accounts were signed into law. Now, private and public sector need to work together to make sure these early wealth building accounts help low-income families.

July 18, 2025

A cartoon graphic of women at computers.

Investing in Youth

Roundtables: Philanthropic Strategies to Support Youth and Young Adult Financial Well-Being

Cohosted by Aspen FSP and the Asset Funders Network, this 2024 discussion series consisted of four member-only, virtual roundtable discussions about the financial well-being of youth and young adults. These discussions are informal, small-group, member-only spaces curated to share promising strategies, voice challenges, and shape how we think about current and future investments to support youth and young adult financial well-being.

Stay Connected

Join our work to build financial security for all.

Learn more about how you can support the Aspen Institute Financial Security Program through a philanthropic grant, tax-deductible gift, or event sponsorship. 

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