Wealth and Ownership

No matter who they are, where they work, or how they are paid, everyone in America needs the ability to participate in the upside of the U.S. economy. And two powerful ways to increase people’s participation—and give them more choice in the direction of their own lives—is through saving and investing and asset ownership.

What We Do

Aspen FSP works to grow household prosperity through two impact areas.

Saving and Investing

All U.S. households need well-designed, universally accessible tools and supports to help them both save and invest.

Wealth Innovation

To make widespread financial security a reality in the United States, we need to empower individuals and communities to create—and keep—their own wealth.

Financial Security Program

Latest Posts

Get the latest news on our Wealth and Ownership work.

Blog Posts Videos

Video: We Don’t Have to Choose Between Financial Stability and Wealth

Households need tools that help them afford everyday life and build long-term security. Too often, policy systems fail to respond to both of these needs and instead prioritize one goal over the other.

September 30, 2025

Publications

What’s the Future of Retirement Savings? We Get to Choose

Retirement is the ultimate financial report card—for individuals and for America. Learn how leaders are working to make the retirement savings system work for everyone.

September 19, 2025

A person writing notes on a piece of paper
Blog Posts
Blog Posts

America’s Babies Are Now Retirement Investors—Now What?

Trump Accounts could offer an 18-year head start on saving for retirement. How do we ensure that they work for everyone?

July 28, 2025

Blog Posts

Trump Accounts Are Here–Now Let’s Make Them Work for the Kids Who Need Them Most

Trump Accounts were signed into law. Now, private and public sector need to work together to make sure these early wealth building accounts help low-income families.

July 18, 2025

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