Wealth Innovation

To make widespread financial security a reality in the United States, we need to empower individuals and communities to create and keep their own wealth.

Disparities exist across race, gender, generations, and geographies. To move families from “getting by” to flourishing requires that we reimagine not only all the types of wealth available, but also all the ways people can grow it. We believe this level of holistic innovation will help build measurable and meaningful wealth for everyone, and especially for households of color and those in the bottom half of the wealth distribution.

What We Do

Aspen FSP works with cross-sector leaders to create and expand pathways for wealth building.

Expanding Asset Ownership

Our goal is to 10x wealth for the households that need it most. To do that, we work with innovators to expand access to assets that generate powerful rates of return for households and move America toward an ownership economy.

Scaling New Models

Building an ownership economy requires that we look beyond traditional assets like home ownership and investment accounts to identify and grow new ownership models. Our collaboration and research has highlighted emerging solutions, such as inclusive commercial real estate.

Latest Posts

Get the latest on our wealth innovation work.

Blog Posts Videos

Video: How Can Renters Grow Their Wealth?

All households deserve to build–and sustain–the wealth they need to thrive. But when home equity is the largest source of wealth for most Americans, how do renters gain assets? This video spotlights the current state of renters’ wealth and calls on leaders across sectors to come together and co-create solutions that expand renters’ wealth-building pathways.

July 7, 2025

Ida Rademacher facilitates a panel on asset ownership at an event.
Blog Posts

How the National Strategy for Financial Inclusion Can Help Households Build Wealth

The Strategy highlights the important roles that government, financial institutions, and employers all have to play in household wealth building. 

May 13, 2025

Publications

4 Models for Investing in Inclusively Owned Commercial Real Estate

Four case studies that take a deep dive into four distinctive CRE Models pioneered by our cohort.

January 23, 2025

Publications

Ownership Investing: Financing the Future of Wealth

This report summarizes learnings from ASSEMBLE100 and identifies opportunities to grow ownership investing as a tool of wealth building.

December 5, 2024

Members of the Wealth Innovation Cohort gather for a private meeting.

Wealth Innovation Cohort Fellows

The Wealth Innovation Cohort Fellows are a select group of leaders developing and replicating models to democratize ownership of commercial and mixed-use real estate in communities across America. Each leader has a demonstrated track record of expanding access to real estate ownership in their respective communities and a commitment to radically expanding ownership opportunities for low-wealth and communities across the country.

Wealth Innovation Cohort Members

Talib Graves-Manns

Wealth Innovation Fellow

John W. Haines

Wealth Innovation Fellow

Wilson Lester

Wealth Innovation Fellow

Jeffrey Mendelsohn

Wealth Innovation Fellow

Ajia Morris

Wealth Innovation Fellow

Lyneir Richardson

Wealth Innovation Fellow

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