Saving and Investing

All U.S. households need well-designed, universally accessible tools and supports to help them both save and invest. Working with a dynamic community of cross-sector leaders, Aspen FSP aims to spark and scale bold policy and market solutions that can ensure everyone’s success with building emergency savings and investing in capital markets for long-term goals such as retirement, home ownership, higher education, and beyond. 

What We Do

Bolstered by convenings, research, and partnerships, we work on three solution areas.

Investing in Future Generations

We are championing early wealth building accounts that help every young person enter adulthood with money they can invest in their future for greater long-term success.

Growing Emergency Savings

Aspen FSP works to scale and automate emergency savings tools that help people withstand financial shocks.

Making Retirement Savings Work for All

Our convenings and research spur innovative change with America’s retirement savings system to make it more accessible and more effective for lower-wage workers currently not benefiting from it.

Financial Security Program

Latest Posts

Get the latest news on our Wealth and Ownership work.

Publications

What’s the Future of Retirement Savings? We Get to Choose

Retirement is the ultimate financial report card—for individuals and for America. Learn how leaders are working to make the retirement savings system work for everyone.

September 19, 2025

Ray Boshara sits at a table with other event attendees
Blog Posts

Start Where You Want to End Up: Lessons on Early Wealth Building Policy with Ray Boshara

Aspen FSP’s Senior Policy Advisor Ray Boshara shares about his work to create a universal early wealth building policy in the U.S.

September 5, 2025

Blog Posts

The $500 Difference: How Maine’s My Alfond Grant Program Implemented Universal Early Wealth Building

Maine’s My Alfond Grant program is a successful template for universal early wealth building. Here’s how it can translate to Trump Accounts.

August 26, 2025

A person writing notes on a piece of paper
Blog Posts
Blog Posts

America’s Babies Are Now Retirement Investors—Now What?

Trump Accounts could offer an 18-year head start on saving for retirement. How do we ensure that they work for everyone?

July 28, 2025

Karen Biddle Andres and Jason Ewas speak to a participant at the Aspen Leadership Forum on Retirement Savings.

Aspen Leadership Forum on Retirement Savings

Launched in 2017, this annual Forum brings together leaders from industry, government, consumer advocacy, academia, and beyond under Chatham House Rule to grapple with the issues that have prevented our country from building the inclusive, adequate savings system necessary to achieve retirement security for all.

Stay Connected

Join our work to build financial security for all.

Learn more about how you can support the Aspen Institute Financial Security Program through a philanthropic grant, tax-deductible gift, or event sponsorship. 

Stay up to date with our latest news and events.

Subscribe to Our Newsletter