High Stakes, High Reward

How All Funders Can Make Critical, Catalytic Contributions to Investing in the Financial Security of Youth and Young Adults

Genevieve Melford

Managing Director

Joanna Smith-Ramani

Co-Executive Director

Young adulthood is a brief, transitional, and high potential time of life. Young people need and deserve opportunities to learn and grow. This requires that young people have the financial stability to engage in opportunities to pursue educational and career goals, and the support, guidance, and freedom to explore that can set them up for success, including financial well-being, in later adulthood. All young people deserve to be set up for success.

To support movement toward a country where all young people can thrive, this brief provides:

  • High impact recommendations for philanthropy to catalyze a whole-of-society approach to investing in young people.
  • An explanation of what financial security means for youth and young adults and what allows them to experience it now and in later adulthood.
  • An analysis of the state of young adults’ financial well-being today and barriers to it.
  • A vision for what it will take to provide the necessary foundations of financial well-being for all young adults and the policy solutions that could move the needle.

Watch this explainer video to learn more about our approach to young adult financial security.

This brief was written in collaboration with the Asset Funders Network.